LESTARI, A. Wulan; ANTONG, Antong; USMAN, Halim. Financial Technology and Human Resource Competency in Financial Management for UMKM at Palopo City. JINAV: Journal of Information and Visualization, [S. l.], v. 3, n. 2, p. 181–189, 2022. DOI: 10.35877/454RI.jinav1483. Disponível em: https://jinav.org/index.php/jinav/article/view/1483. Acesso em: 30 apr. 2026.