1.
Lestari AW, Antong A, Usman H. Financial Technology and Human Resource Competency in Financial Management for UMKM at Palopo City. jinav j. inf. vis. [Internet]. 2022 Dec. 31 [cited 2026 Apr. 30];3(2):181-9. Available from: https://jinav.org/index.php/jinav/article/view/1483